money management

Get Paid as a Freelance Writer: 5 Reliable Options

Reliable Options to Get Paid as a Freelance Writer. Makealivingwriting.com

There’s a basic freelancing question that mystifies many writers: “How do I get paid, exactly?”

When you’re used to an employer handing you a paycheck every week or two, it can be intimidating to realize that as a freelancer, you’ll only get paid if you figure out a method — and make it happen.

That’s probably why many writers gravitate to content mills and mass platforms that act as intermediary. Then, you know your payment will come from the platform.

Of course, once you see how tiny that payment is after the platform takes its cut, you’ll likely be looking to cut out the middleman.

Fortunately, there are several reliable ways to get paid directly by your freelance clients.

First, I’ll go over payment methods — and then, I’ve got a few quick tips on how to structure your contract to ensure you don’t get stiffed.

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How to Become a Freelance Writer — Even if You’re Living Paycheck to Paycheck

Leap into freelancing — even if you’re broke. Makealivingwriting.com

I didn’t plan on leaving my job to become a freelance writer with next to no money and my 6-year-old laptop.

I had a 5-year goal to become a “real” writer, but my plans had to change. I was too tired and burned out with my career in addiction services — my stress level reached a point where it started affecting both my physical and mental health.

When I talked about quitting my job to write, people thought I was crazy. Maybe I was. I had less than $500 in my savings account, a house, a car payment, and three kids. My husband was a year into his business and barely turning a profit.

The time seemed anything but right, yet I made it work. My kids didn’t starve, my car wasn’t repossessed, and over a year later, I’m still writing full time.

Here are my tips on how to become a full-time freelance writer without a safety net:

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Health Insurance for Freelancers: 12 Viable Options

health insurance for freelancers

It’s that time of year again — the autumn leaves are spectacular…and come November, it’ll be time to figure out your healthcare coverage as a freelance writer.

It’s healthcare plan renewal/signup time, or — if you’re just contemplating making the leap into freelancing (and don’t live in a country with national healthcare) — time to figure out how to keep your family protected as leave the corporate world.

I’ve heard from more than one writer in recent weeks who’s hesitant to go freelance because the healthcare issue makes them nervous. And hearing that makes me sad.

Don’t let this be the issue that stops you from pursuing your freelance writing dream! This. Is. Solvable. Especially now, in the U.S., where I’m thrilled that there are more options than there were when I started my most recent freelance stint in 2005. (If you’re elsewhere, check out these emerging alternatives that help freelancers limit their risks if they become ill.)

Here’s a rundown of the ways you can get healthcare coverage as a freelancer — and some of my personal experiences with them):

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Want to be a Six-Figure Freelancer? Here’s What That’s Really Like

What it’s like to be a Six-Figure Freelance Writer. Makealivingwriting.com

I meet a lot of writers who say their goal is to become a six-figure freelancer.

You may find some ‘experts’ online who’ll tell you they earn six figures freelancing and hardly work — that they’re vacationing all the time, driving luxury cars, and enjoying the good life…and I’m here to tell you, they’re lying.

I’ve been a six-figure writer since 2011, when I hit that number entirely from my freelance gigs — not counting any blog or Freelance Writers Den revenue. At this point, I’ve had a few years to experience what this lifestyle is really like…

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Freelance Writers *Can* Retire: 4 Simple Saving Steps

By Abby Hayes Are you saving for retirement? Without employer matches and helpful HR departments to rely on, we freelance writers are on our own for retirement planning. No matter what your personal situation looks like, a smart freelancer needs

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Cash Flow 101 for Freelance Writers: Or, How to Never Feel Broke Again

Hungry writers do terrible things. We take gigs we know we shouldn’t, because we’re desperate and need the money. A few months later, we realize this dysfunctional low-payer is sucking up too much time and making us go broke even

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